If you have made the decision to sell your home, chances are you will want to do it as swiftly and smoothly as possible. You probably have so many happy memories from each and every room in your house, yet already you are beginning to see your home in a different light. It’s important to look at your home as a house subjectively and see what you can do to get it sold.

 

Combined with this you need to be organised; you don’t want to be delayed – don’t neglect that silly little thing you forgot to do which delays everything by weeks! So here is a checklist which you can use as a reminder and a few other things to consider which will help you achieve the best possible price for your home.

 

Check out the competition

Look at what other houses in your area are selling for. View online the most recently sold properties in your postcode to give you a good idea of an asking price.

  

Declutter

Everyone has their own unique way of living whether it’s sitting by the fire and knitting or collecting unusual beers. Start decluttering by packing them away now and creating space. An emptier kitchen worktop will make the entire space look bigger and more appealing to potential buyers.

 

Clean

Have a good clean up, everything from the fireplace to kitchen tiles and carpets. It all helps make your home more sellable.

 

Repairs

Are there any small repairs that need doing or scuff marks that need a touch of paint? Perhaps you have some paint left over in your shed. It won't cost you much, but it will make your home look better and become more resistant to silly offers!

  

The garden

Don’t forget the garden and the front of the house. Are there any bushes or trees that need trimming? Are the windows clean, has the grass been cut? The first thing your buyers will see is the front of the house and first impressions last.

 

Make an entrance

As you enter your home through the front door look at what will greet potential buyers. A nice, presentable, clean and in good condition hall or room or porch will welcome new owners, not just viewers.

 

Paperwork

You don’t want to be delayed waiting for a gas safety certificate, or any other paperwork - perhaps from building control for any structural work you had carried out. Make sure you have any paperwork ready for your potential buyers to keep things moving forward smoothly.

 

Solicitor

Don’t give your solicitors any excuses to delay you! Call them and double-check if there is anything you need in terms of conveyancing and paperwork to get the ball rolling.

 

Photography/video tours

Check out your home’s profile once it goes live, and check the pictures for accuracy. Once you have done all this your house should look as pretty as a picture and you will soon be on the move for the right price.

 

Do you want to enjoy a seamless and swift house move? Contact us.

 

 

This year is proof that life as a landlord is not as simple as it used to be. Reforms for tenants along with new laws and legislation will make it a bit more complex. That said the great news is that demand for rented properties is still extremely strong. There is a chance you could pick up a bargain as property prices slow. These changes help protect landlords and tenants so it should be another good year where standards across the industry rise.

 

Better protection for tenants

The renter's reform bill could become legislation this year if the government have their way. Giving more rights to tenants will also force unscrupulous landlords to up their game and stop cutting corners. This will raise standards and rights for renters and stop your properties to let potentially suffering from bad landlords undercutting you.

 

Higher capital gains tax

The tax-free allowance for landlords selling a property will be reduced significantly from April. This means you could pay more capital gains tax, so if you want to avoid it, and you are thinking of selling, better to sell sooner rather than later. There will be further cuts in 2024, meaning your tax relief when you decide to sell will be halved.

 

Buy-to-let mortgage rates

Mortgage rates while higher than they used to be, are now much more stable than last year. This means you can plan for the future once again and calculate costs more accurately.

 

Higher demand

In 2022 demand for rented accommodation was huge. This year demand is still very strong.  Fewer people can afford to buy due to the cost-of-living crises and the hike in interest rates. It’s expected that landlords will increase rents in order to cover costs but also to reflect the huge demand and get a better rental yield.

 

Add to your portfolio

With house prices levelling out and falling now is the time to add to your portfolio. Rental yields are good, and demand is very high. Some landlords will choose to sell, while savvy investors will seek new properties to develop as buy-to-let businesses. Asking prices are much more open to lower offers than last year so you might just acquire something that before was not as good as an investment.

 

Financial help for energy efficiency upgrades

Landlords who meet certain criteria might be eligible for government assistance with £1bn to help homeowners to insulate their properties. The aim is to improve energy efficiency which will help landlords with providing energy-efficient, appealing homes.

 

Outlook

There is a lot going on in 2023, and if you are a landlord you are most likely to incur more costs. With rental demand growing now is the time to invest while providing great places to live for tenants. As the industry becomes more regulated, standards rise in so many ways, elevating the industry and creating a more stable investment prospect.

 

Tenant demand has never been better. Browse our properties.

 

 

 

We have all heard it before. “Moving is one of the most stressful things you can do.” Compared with many other more serious predicaments in life this is of course not true. Like flying to the moon or near-death experiences! However, it’s right up there with the big stuff like your career and relationships according to some experts.

 

It’s got everything, from hurting your back by lifting large furniture through narrow spaces to worrying about paperwork, and the emotional roller coaster ride of saying goodbye to friends and family you might not see for a while. Then the elation and excitement of a new home and maybe a new life. With all this going on it’s easy to get stressed. There is so much to think about.  We have come up with a few tips to help you make the big move less stressful by breaking it down into manageable pieces.

 

The sooner you start the better

The longer you put things off the more they fester in your mind. Instead simply packing a few things earlier will stop you from becoming stressed thinking about the huge task ahead. Start with the little things. Stuff you don’t use often, an hour here and an hour there. Don’t make it a task. Then you are already ahead of the game.

 

Come up with a plan

Make a nice cup of coffee or tea, or something stronger! Sit down and relax, then scribble down a plan. Write a list to break each of your tasks into smaller chunks, perhaps using titles such as – the happy day, for when you move in.  Breaking your tasks down like this will help you keep calm and gives you a plan to stick to while reducing the chances of the unexpected. Perhaps have a packing section, a pre-move checklist and a post-move checklist, to deal with the change of address!

 

Budget

It’s always a good idea to create a budget. Moving can be expensive and the more time you give yourself to plan the costs and see where you could save the better. If you are using a removal company, shop around, while they will make your life easier, if the cost is more than you can afford you may find yourself stressing over money.

 

Don’t forget yourself!

Your mind will be teeming with everything to do with your new home. Remember to look after yourself, plan breaks on the big day - a time to eat and a time to rest.  When you get stressed, remember to breathe. When you move in, sort the bedrooms first. This process will take a few days and you will need to sleep well. Perhaps pack a self-care box, so you are not frantically looking for something that is essential to you.

 

Say your goodbyes

Remember to set aside some time to say goodbye. It’s important to do this and if you don't plan it you may find you are trying to do too much at once; packing, while saying goodbye. It could cause an emotional and stress overload!

 

Finally

There is no doubt following these steps will reduce your stress levels massively and with a bit of luck you will be able to enjoy the big move!

 

Can’t wait to move into your forever home or looking to make your first big move?  Get in touch.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Improving your buying power has never been more important. With the increase in the cost-of-living, fluctuating interest rates, and high inflation, you need to pay attention to the details that can counteract these current challenges. A new home could be more affordable than you realise. With that in mind, here are a few things you can do that may put you in a much better position to buy the home you desire.

Pay your bills on time
Reduce any debts, from credit cards to monthly insurance payments to car loans, if you can. Late payments can reduce your credit score, so ensure you don’t miss any payments.

Build up your credit

 It’s important to use your credit card or have some borrowing history because this shows your potential mortgage provider that you have the ability to pay back debts.

Access your credit report

Keep an eye on your report, checking details such as your address history, payment history, settled accounts, and whether you are on the electoral register. Any errors should be corrected immediately, as they could affect your ability to borrow.

Reduce your debt-to-income ratio
Lenders closely examine your monthly outgoings in comparison to your earnings. So, if possible, pay off any existing debts and do not take out any more new loans. It’s equally important to be disciplined and monitor your spending.

Get in touch with a good mortgage advisor
Good estate agents will put you in touch with a good mortgage advisor. There are many options when it comes to mortgages today that help counteract the effects of high interest rates.

Porting your mortgage

This means if you are an existing homeowner, you could move home without needing a new mortgage. If you are currently paying a more favourable interest rate, then this could save you significantly in costs.

Longer mortgage terms

Lenders are now offering much longer-term mortgages, which means you will pay more interest overall, and also it will reduce your monthly payments.

Interest only

Instead of paying a capital and interest mortgage, you could opt to buy the home you want with an interest-only mortgage, which costs far less per month. Then, in a few years, if you decide to remortgage, you could change your mortgage product.

Increase the size of your deposit
It’s a bit cheeky, but there is always the bank of mum and dad to help increase the size of your deposit. This reduces the amount you need to borrow, but it’s also often one of the biggest hurdles to getting your first or even second home. Create a savings plan and stick to it. You can save money by being savvy with food shopping and socialising at home.

Earn more money
It may be worth considering taking on a second job or negotiating a pay raise. The more you earn, the better. It’s important to be realistic; don’t overdo it. Your earnings have to be sustainable, and your well-being comes first.

Be resilient and resourceful
Don’t give up. Keep searching for the home you want. There is plenty of room for negotiation right now. Sometimes you have to be patient. Your agent will have a deep understanding of your local property market and can put you in touch with a good mortgage advisor.. Sometimes they will be aware of properties about to arrive on the market before they are advertised.

Talk to your agent
Your agent will have a deep understanding of your local property market, be able to put you in touch with a good mortgage advisor, give you the right valuation for your home, and help you find the home of your dreams in the right location by making good use of the equity in your property.

Contact us today for all your home moving needs.

 

 

 

Contact us today for an accurate appraisal of how close you really are to living in the home you deserve

 

Joint tenancies can be fun and a great way to expand your social circles. They also help reduce your monthly outgoings and spread the financial risk for landlords.More people are renting in the UK than ever before. Tenants are looking at exploring various rental agreements that suit their needs. A joint tenancy, where multiple tenants rent a property together, has benefits, drawbacks, and legal implications, so here are a few things to consider.

What is a joint tenancy?
A joint tenancy is a rental agreement that involves two or more tenants sharing a single tenancy agreement for a property. Each tenant is equally responsible for the entire property, including rent and any obligations outlined in the tenancy agreement This arrangement is ideal for professionals, groups of friends, students, or couples who wish to live together and share the responsibilities and costs associated with renting a property.

Pros of joint tenancies

• Shared bills
  Sharing rent, utility bills, and other living expenses makes life easier. This frees you from a larger financial burden, giving you a higher disposable income. So, whether you are saving to buy a property or want to enjoy life, you can. 
  
  
• Less administration
  With a joint tenancy agreement, administrative processes become more straightforward. With only one agreement, any correspondence with your landlord or letting agent can be carried out together.

• A good social scene
  Sharing a tenancy agreement is often a great way to live with your friends and enjoy a more full social scene. And if you don’t want to live alone, it could also create the opportunity to make new friends or companions. 
  
  

Cons of joint tenancy

• Shared responsibility
  The downside is that if one or more tenants fail to pay their share of the bills or break the terms of the tenancy agreement, the others may be held responsible. This can cause friction among housemates.
  
  
• Damage to the property
  In a joint tenancy, all tenants are collectively liable for each other's actions. If one tenant damages the property or breaches the agreement, all tenants could be held accountable for the costs.
  
  
• Disagreements
  Potential issues can include disagreements over chores, noise from music or guests, and respecting each other's space, to name a few.. Disagreements can arise, and this may cause arguments or a fallout.
  
  
• Legal considerations
  It’s vital that you know where you stand legally.
  
  
• Ending your tenancy
  If one tenant wishes to leave the property, the tenancy usually continues for the remaining tenants. However, arrangements can sometimes be made to replace the departing tenant or end the tenancy altogether.
  
  
• Deposits
  The deposit provided by tenants is often held collectively. When the tenancy ends, the deposit is returned to all tenants jointly, which could cause issues if there are disputes over damages or cleaning costs.

Tips for tenants to consider when entering a joint tenancy:

• Communicate
  Discuss important issues with your housemates.. You may not like to set ground rules, but a quick chat about who is responsible for what can prevent friction.
  
  
• Your tenancy agreement
  It's crucial for all tenants to understand the terms and conditions of the agreement, as it is legally binding.
  
  
• Prepare for the unexpected
  It’s important to plan and ensure that your housemates can cover the rent in case of unexpected circumstances.. Be prepared for unexpected circumstances, like one of your housemates leaving unexpectedly.
  
  
• Exit Strategy
  If one tenant wishes to leave the property, the tenancy usually continues for the remaining tenants. However, arrangements can sometimes be made to replace the departing tenant or end the tenancy altogether.
  
  
• Choose a property through a letting agent
  A shared tenancy has many advantages, but if you want to safeguard yourself from the pitfalls of this kind of living arrangement, a good letting agent is the way to go. From replacing a tenant, understanding your agreement to maintenance, you will be in a better place using an agent. If you're a landlord, opting for a fully managed letting service can significantly simplify your responsibilities..
  
  

Contact us today, whether you are renting or letting, to see how we can help

 

There are some amazing properties to rent in the UK today. Whether you are a successful business owner, a student, or a young professional, there is no end to the possibilities when it comes to property. Renting offers the freedom from mortgage responsibilities and being tied down, making it a great way to experience everything from flats in the city and suburban homes ideal for raising a family to country retreats.

The necessary steps to take

• Think about how much you can afford
  Do the math and consider not only monthly rent but also additional costs like utility bills, council tax, and energy bills.
  

• Property search
  This is a legally binding document outlining the terms and conditions of your tenancy. Read it carefully before signing and ask for clarification if needed. The agreement will include details like the rent amount, duration, notice period, and responsibilities of both the tenant and landlord.

• Book property viewings
  Going on viewings is exciting. Your agent will guide you through all you need to know while showing you properties in your desired location that best suit your needs.

• Tenancy agreement
  This is a legally binding document outlining the terms and conditions of your tenancy. Read it carefully before signing and ask for clarification if needed. The agreement will include details like the rent amount, duration, notice period, and responsibilities of both the tenant and landlord.

• Deposit
  Your deposit is held in a government-backed tenancy deposit scheme to ensure fair handling and will be paid before you move in; typically, it’s about one month's rent.

• Bills
  These may be included; if not, get in touch with utility companies when you move to ensure a smooth transition. Remember, if you pay for your utilities, you can change suppliers. Check when your council tax payments and rent are due and set up a direct debit.

Top tips for renting

• Take care of your home
  your new home in good order. Clean it, avoid causing damage, and follow any rules outlined in the tenancy agreement. Talk to your agent or landlord about decorating, find out what’s permitted, and enjoy where you live.
  
  
• Report any issues
  Resolving a problem before it becomes expensive is important. If your property is managed by an agent, all you have to do is call, and their maintenance team will sort it out swiftly.
  
  
• Get insured
  It’s always a good idea to get insured in case your belongings get damaged or stolen. Your agent will be able to recommend a good insurance broker. Another advantage of renting is you do not have to insure your home.
  
  
• Plan for the future
  Your landlord could be more than happy if you decide to renew your tenancy. This can provide stability and save you from the hassle of searching for a new property.
  
  
• Find a great agent
  Using a letting agent to find your property has many advantages. If the property is managed by them, they will always be just a phone call away. If you have a maintenance issue or want to look for a new property, the process is easy. Moving into your new home is exciting, and it’s comforting to have an expert to take care of everything for you, from your deposit, references, and any queries about your agreement to finding your ideal property in the first place.
  
  

Looking for a great property to rent?

Small changes, big results
When we think about making a move, we often imagine a big leap selling a home, moving to a new city, or changing careers. But sometimes, the most impactful moves are the quieter ones. These subtle shifts like reorganising a room, investing in a more functional piece of furniture, or simply taking time for self-care can make a huge difference in how we feel and function. Small changes in our environment, routine, or mindset can often lead to the most significant transformations.

Rearranging your space for better flow
It’s amazing what a few adjustments to your living space can do. Moving furniture around or clearing out unnecessary items might seem like small, inconsequential tasks, but they can create a sense of calm, clarity, and purpose in your home. A more organised space allows for better flow, enhances productivity, and can help reduce stress. These quiet moves can help you feel more at ease and in control of your environment.

Shifting your mindset to embrace change
Sometimes, the biggest move is a shift in perspective. Whether it’s learning to embrace a new routine, adopting a new way of thinking, or letting go of outdated habits, small changes in mindset can have lasting effects. By taking small steps to change your mindset, you open yourself up to greater opportunities and growth. Quiet moves, like taking time to reflect, practice mindfulness, or set new intentions, can have a profound impact on your overall well-being.

Taking baby steps towards your goals
We often think that achieving big goals requires drastic action, but the reality is that small, consistent steps often lead to the greatest results. Breaking down larger goals into manageable, everyday actions helps prevent overwhelm and keeps progress moving forward. Whether it’s saving for a deposit, learning a new skill, or simply staying on top of your daily tasks, these quiet, incremental moves are what add up to real change over time.

Building relationships, one small gesture at a time
In personal and professional relationships, it’s not always the grand gestures that matter most - it’s the quiet, consistent acts of care and attention. Small, thoughtful moves like sending a text to check in, offering a helping hand, or simply listening without judgement, build trust and connection. These quiet acts of kindness and consideration can have a lasting impact and help foster deeper, more meaningful relationships.

The power of patience and perseverance
Some moves aren’t immediate, they’re built over time. Patience, perseverance, and consistency are often required to reach long-term goals. Quiet moves, like taking the time to learn, improve, or grow, might not show instant results, but they set the foundation for success. When you commit to making small, steady moves towards your goals, you build resilience and create a path for sustained progress.

Taking control of your environment and life
Whether it’s improving your living space, shifting your daily habits, or making quiet adjustments to your routine, every move counts. The little things often add up to create a bigger change. Don’t underestimate the power of these quieter actions they can provide clarity, boost your confidence, and lead to meaningful transformations. Every move, no matter how small, brings you closer to where you want to be.

Start with the quiet moves - small changes today, big results tomorrow

A new environment for new perspectives
When considering a move, a fresh space offers more than just new surroundings it brings a new perspective. A change in environment can help you reset, letting go of old habits and allowing you to make decisions that align with where you are in life. Whether you’re buying, renting, or simply reorganising, the shift in space can bring a renewed sense of purpose and possibility.

The importance of space in our lives
Space isn’t just about size it’s about how it makes you feel. A well-organised home can reduce stress, increase productivity, and offer room for relaxation. Whether you’re looking for a larger home, a space for a hobby, or simply more room to unwind, the right space can improve your quality of life. A move or reorganisation can open up possibilities and help you focus on what truly matters.

Fresh air and open spaces for well-being
In today’s fast-paced world, access to fresh air and natural light is essential. Properties with outdoor spaces, balconies, or good ventilation contribute to better well-being. Nature and fresh air can reduce stress and boost mental clarity. Whether you’re moving to a property with outdoor space or just seeking more light indoors, these elements are important for long-term happiness and health.

Decluttering for clarity
Sometimes, the fresh space you need is already within your home. Decluttering creates a sense of openness and calm, allowing for better decision-making and creativity. By letting go of items you no longer need, you can refresh your space and make room for new opportunities. Whether preparing for a move or just refreshing your current home, decluttering can help you reset mentally and emotionally.

Reassessing your needs
A move is the perfect time to reassess what you truly need. Has your lifestyle changed? Do you need more space for a growing family or a quieter location for remote work? Understanding your evolving needs helps guide your decision-making process, ensuring you choose a home that fits your life now and in the future.

Making decisions with confidence
A fresh space leads to fresh decisions. Whether moving to a new home or updating your current one, reassessing your needs encourages more thoughtful choices. Reflect on what matters most to you whether it’s more space, a different location, or a lifestyle change. Clear decisions create a home that suits your present and future needs.

Take the first step towards change
Change doesn’t have to be overwhelming. Whether decluttering, planning a move, or refreshing your space, these small decisions lead to positive shifts in your environment. Let this summer be the start of a new chapter, filled with space to grow and fresh opportunities.

Embrace a fresh start - make the space and decisions that work for you today

Personal touches that reflect your style
What makes a space feel like it’s yours are the personal touches you add. It’s the artwork on the walls, the carefully chosen decor, or even a favourite piece of furniture that’s been with you for years. These items reflect who you are, your personality, and your taste. When you personalise a space with things that matter to you, it naturally transforms into a home that feels truly yours.

A sense of comfort and function
A space feels like “yours” when it works for your lifestyle. Whether it's a sofa that’s perfect for lounging, a kitchen designed for cooking, or a bedroom that promotes rest, a home becomes yours when it fits the way you live. Thoughtful organisation and creating areas that function for your daily needs allow you to feel comfortable, and when comfort is paired with functionality, the space starts to feel uniquely yours.

Customising with colour and texture
Colour and texture play a big role in creating that "it’s mine" feeling. Adding your favourite colours to walls, furniture, or accents can give a room its personality. Soft textures like throw blankets, rugs, and cushions bring warmth and comfort, while textures like wood or metal can add depth. When a space reflects the colours and textures that make you feel at ease, it becomes easier to connect with.

The role of lighting in mood setting
Lighting has the power to completely change the feel of a room. Natural light brightens up a space, making it feel open and inviting, while adjustable lighting allows you to create the perfect mood. Whether you prefer soft, warm lighting for a cosy atmosphere or bright, energising light for productivity, the right lighting can make all the difference in transforming a house into a home that feels completely yours.

Decluttered yet meaningful
While personalising your space is key, the environment should also feel organised and calm. A cluttered space can hinder the feeling of ownership. A tidy space allows your personal touches to shine and helps create a peaceful atmosphere. Whether you love minimalist design or prefer more items in your space, it’s about making sure every item has a purpose or meaning, and that it reflects your unique lifestyle.

Inviting spaces for socialising
A space that feels like yours is often a space you feel comfortable inviting others into. Whether it’s a cosy living room for guests or a garden where you can unwind with friends, a home becomes truly yours when it’s designed to bring people together. When you can entertain, share meals, or simply relax in the space with loved ones, it adds an extra layer of warmth and connection to your home.

Emotional connection with memories
The items you accumulate over time also add to the "it's mine" feeling. Personal objects, photos, souvenirs from travels, or family heirlooms carry stories and memories that make a house feel like home. These things connect you to your past and present, making your space not just a place to live, but a space filled with meaning.

Create a space that’s truly yours - start with the little details that make it feel like home

A shift in the rental and buying market
While summer is typically a busy season for families, this year, more individuals and couples without children are also considering a move. Whether for career opportunities, lifestyle changes, or a fresh start, people at different stages of life are making the decision to relocate. The rental and property market is no longer family-centric - young professionals, empty nesters, and others are exploring new living spaces too.

The rise of remote work and flexible living
Remote work has reshaped how and where people live. No longer tied to a physical office, many are relocating to areas that offer a better quality of life, lower rent, or proximity to family and friends. Whether it’s a coastal retreat, a rural hideaway, or a more vibrant city, remote work has opened up new possibilities for anyone, not just families.

Young professionals seeking new opportunities
Young professionals are increasingly moving to pursue career opportunities. Whether they’re changing jobs or looking for better access to industries, this demographic is taking advantage of the market to find homes that align with their professional and personal goals. Renting allows them the flexibility to experiment with different living environments before committing long-term.

Empty nesters downsizing or exploring new places
Empty nesters are another group on the move. With children grown, many parents are opting to downsize or relocate to more desirable areas. They’re seeking properties that offer convenience, less maintenance, or better amenities, making lifestyle changes and embracing new opportunities.

Lifestyle changes and new priorities
Moving isn’t always about needing more space; it’s often about lifestyle. People are reassessing what matters most to them - some are prioritising proximity to social activities, while others seek quieter, more peaceful settings. The last few years have caused many to rethink their living situation, and summer is the perfect time to act on these newfound priorities.

Work-life balance driving relocation
More people are seeking a better work-life balance, with summer providing the ideal opportunity to make this change. Many are leaving busy city centres for quieter locations with more space. This shift in priorities allows people to enjoy outdoor activities, peaceful surroundings, and a slower pace of life, helping them find the ideal environment for both work and relaxation.

Renters making long-term plans
It’s not just buyers - renters are also considering their long-term needs. With the rise of remote working, many renters are moving to larger homes, with more room for offices, hobbies, or family time. Others are relocating for more affordable options or to be closer to new opportunities. This shift shows how renters are becoming more strategic with their living situations.

A new wave of relocation trends
The changing landscape of work, lifestyle, and personal priorities means more people are on the move this summer. It’s not just families - people from all walks of life are seeking homes that reflect their needs and aspirations. This diverse demand is shaping the property market, with more relocation trends emerging.

Looking to make a move this summer?

Let’s find the perfect place for your next chapter